Underwriter I - CL (Remote / Virtual within FL)

Searching for a place to make your mark? Every great team depends on the individual contributions of its members - the skills, talents and the passion that each team member brings. At Citizens, we're building a workforce of top achievers committed to our company's mission and vision. Our company values the knowledge that comes from experienced and dedicated individuals with a variety of backgrounds, in or out of insurance.

Citizens' Mission is to provide property insurance protection in Florida to those who are, in good faith, unable to obtain coverage through the private market while also providing the utmost in customer service. Our Values are public service, integrity, respect, responsiveness and sound judgment. We strive to not only provide affordable insurance products and services but also to provide sound financial responsibility to the citizens of Florida.

At Citizens, we are a team of dedicated, service-minded professionals committed to our policyholders. Come achieve and maximize your potential with us!

Jacksonville, Tallahassee, and Tampa

JOB SUMMARY:

The Commercial Lines (CL) Underwriter reviews and evaluates applications for property insurance for acceptability and pricing decisions utilizing various underwriting tools and resources in accordance with corporate underwriting guidelines and standards. Underwriters are also responsible managing agent relationships in the context of maintaining and servicing the commercial book of business, including review and approval of policy changes, cancellation and reinstatement requests, renewal reviews, and related projects.

ESSENTIAL FUNCTIONS:

* Analyze and underwrite simple to moderately complex Property and Casualty policy applications, renewals, and cancellations to determine risk acceptability, pricing, and coverage within underwriting authority and corporate underwriting guidelines and standards.

* Interact with agent and/or other individuals to obtain additional required information needed to underwrite the risk and provide intermediate level technical advice and support to agents regarding the company's policies, coverages, guidelines, and procedures.

* Decide appropriate action to issue, cancel, non-renew, or modify policy or coverage's consistent with statutory requirement.

* Participate in or lead special projects, committee or special assignments or takes on additional responsibilities as requested by management.

REQUIRED KNOWLEDGE, SKILLS, AND ABILITIES:

* Basic technical knowledge related to Commercial Underwriting

* Thorough understanding of insurance coverages, policies, and procedures

* Proficiency in Microsoft Word, Outlook, Excel and other web-based applications

* Strong analytical, problem solving and decision-making skills

* Effective verbal and written communications skills

* Ability to work both independently and in a team environment

* Ability to multitask and adapt to priority changes

* Ability to obtain and organize information into various reports and formats and analyze the information

REQUIRED EDUCATION AND EXPERIENCE:

* Associate/Technical Degree OR 2 years relevant experience, OR a combination of both college and experience equivalent to 2 years.

AND

* Two (2) or more years of commercial property insurance underwriting operations experience or other relevant work experience transferable to position.

PREFERRED QUALIFICATIONS:

* Thorough knowledge of Citizens underwriting manuals, procedures, policy administration and workflow application

* Possession of IIA Certificate in General Insurance or equivalent insurance designations.

* CPCU Designation

PHYSICAL REQUIREMENTS: This position requires the ability to sit for long periods of time, hear and converse over the telephone, and key frequently on a computer (4 or more hours per day).

We offer unlimited career potential, excellent training and development opportunities, and a structured Career Development program to explore future roles of interest while growing and developing in your existing role.

Citizens offers a competitive compensation and benefits package that includes comprehensive medical/dental, Retirement Savings Plan, Vacation and Sick Time, EAP, Tuition Reimbursement, Community Service and much more!

• Retirement savings plan with a generous company match
• Medical, dental and vision coverage
• Company Paid employee basic life insurance and short-term disability
• Generous paid time off: vacation, sick and holiday leave
• Employee Assistance and Wellness Programs
• Tuition reimbursement
• Professional and leadership development opportunities
• Flexible work schedule and Alternative Work Arrangements
• Company Paid Parking
• Employee recognition programs
• Relocation assistance (where applicable)
• Community and volunteering opportunities
• Casual dress

Citizens is Proud to Be an Equal Opportunity Employer

Visa sponsorship is not available for this position.

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